“If you or a loved one has a disability, the disabled person may be eligible to receive up to $90,000 in grants and bonds provided by the Federal Government. The Registered Disability Savings Plan (RDSP) is a long-term savings vehicle designed to help disabled adults or children build up significant amounts of money for expenses later in life.

The RDSP’s biggest advantages are the Canada Disability Savings Bonds (SDSB) and the Canada Disability Savings Grants (CDSG). These are contributions provided by the Government that supply the RDSP with up to $4,500 annually – with a 10 year carry-forward) up to an annual maximum of $10,500)

The CDSG provides matching rates of 100%, 200% or 300% depending on family net income and the amount contributed. If eligible, the CDSB provides up to $1,000 annually to the RDSP’s of low and modest income beneficiaries and families, even if no contributions are made to the plan.”